Enabling commerce, everywhere it happens.

EPI builds the vehicles of modern commerce: TableTurn, Exatouch, Clover, and the Merchant360 toolkit, all on our own processing platform. Payments Anywhere: seamless, end-to-end, from a global leader in payments.

Partner with us →Explore the stack

ISO360 for ISOs & agents →Merchant360 for merchants →

Merchant360 dashboard with a Friday settlement summary and an approved payment
65,000+merchant partnerships
$26.5B+processed annually
486M+transactions a year
24/7in-house, U.S.-based support

The stack

Two platforms. One company behind them.

ISO360 for the people who sell. Merchant360 for the people who run businesses. The products and processing underneath are built and supported by EPI.

Platforms
For partnersBoarding, residuals, pricing, and portfolio CRM for ISOs & agents. For merchantsInvoicing, billing, scheduling, customers, batches & deposits, plus the full mobile & in-browser payments toolkit.
Products
Full-featured POS for retail, restaurants & service. Cloud POS for table service: floor, coursing, kitchen. Embedded payments for ISVs, across Europe & the US. A complete payment ecosystem, Station to Go, with the Clover App Market.
Cygma

Proprietary front-end authorization and back-end clearing, direct to the card networks.

AUTHCLEARINGBIN/ICAUS + EU
For developers →
ISO360 Friday payout run: a division’s earnings rolled up by office and rep, scheduled to settle by ACHISO360 Friday payout run: a division’s earnings rolled up by office and rep, scheduled to settle by ACH

ISO360 · For partners

The ERP for the people who sell.

Board a merchant in minutes with Quick App, watch residuals reconcile to the penny with per-merchant attribution, and get paid weekly by ACH, net of equipment, automatically.

  • Digital boarding with e-signature, approval in hours
  • Residuals attributed per merchant, per rep
  • Pricing programs, equipment & paper orders, ticketing
  • Dedicated BIN/ICA paths for qualifying ISOs
Explore ISO360 →
merchant360.net/billing
Merchant360 invoices

Merchant360 · For merchants

Every tool the business needs.

Invoicing, recurring billing, estimates with e-signature, scheduling, gift & loyalty, and settlement reporting, in one login for the whole operation.

  • Send an invoice or a payment link in seconds
  • Recurring billing with smart dunning & retries
  • Batches & deposits: watch every dollar land
  • One login for the store, the office, and the couch
See Merchant360 live →

The products

Four products. One idea.

Wherever a sale happens, one of these is built for it, and they all run on the same platform.

Restaurants · Cloud
Sell at the table.

Floor plans, seat-level coursing, and kitchen flow: table service, rebuilt for the cloud.

TableTurn →Retail & services · Installed
Sell at the counter.

The all-in-one workhorse: register, inventory, employees, and payments, hardware included.

Exatouch →Smart terminals · Station to Go
Sell on any device.

The full Clover lineup, from Station to Go, deployed and supported by EPI with the Clover App Market.

Clover →Platforms · Embedded
Sell inside your software.

Embedded payments for POS SaaS: SDKs, co-branded SmartPOS, and revenue share in the US and Europe.

Handpoint →

And the ecosystem around them: eGiftSolutions gift & loyalty, EPI Capital, and the Vault gateway.

Global

A global leader in payments.

The 23rd largest U.S. acquirer, with $26.5+ billion processed annually across North America and acceptance in Europe and the UK through Handpoint.

North AmericaDirect acquiring, coast to coast

Sponsored bank relationships and dedicated BIN/ICA programs, with in-house underwriting, including specialty and restricted verticals.

  • Same-day funding at no added cost
  • Interchange optimization & Level II/III
  • Restricted verticals underwritten in-house
Europe · UKEmbedded payments across the EU

Certified card-present acceptance and ISV integrations across European markets. One relationship for platforms operating on both continents.

  • One API for US + EU acceptance
  • Multi-currency, local scheme certification
  • A launchpad for US software partners abroad
We switched for the rates and stayed for the support. Somebody who actually works there answers at 2 a.m. on a Saturday.
Pizzeria owner, New York · Exatouch + Cygma processing

"ISO360 replaced three systems the day we switched: the boarding portal, the residual spreadsheets, and our CRM."

Independent agent · ISO360

"TableTurn runs our whole floor: coursing, seat-level tickets, kitchen printing. Servers learned it in one shift."

Full-service restaurant · TableTurn

Every channel

Powering commerce across every channel, every device, every market, and every moment.

Whether payments happen in-store, online, in-app, embedded, unattended, or across borders, Electronic Payments provides the infrastructure that keeps commerce moving.

In-storeTableTurn, Exatouch, and Clover: payments born inside the register.OnlineE-commerce, payment links, invoicing, and the virtual terminal.In-appYour software and payments on one SmartPOS device.EmbeddedSDKs and APIs that put acceptance inside any platform.UnattendedPay-at-the-pump, kiosks, and self-service.Across bordersNorth America and Europe on one set of rails.

Partner with EPI.

Talk to partner sales about ISO360, boarding, and bringing your portfolio over.

Partner with us →Schedule a demo