We’re a cutting-edge financial technology company encompassing point of sale, payment processing, and so much more, including our in-house processing platform, Cygma®.
Modern payment and point of sale technology for all types of businesses
Partnership programs custom-built to your needs and situation
Electronic Payments offers value-added tools, services, and programs that business owners like you need to save time and money. From different types of merchant financing to credit card processing solutions that integrate with eCommerce shopping carts and hundreds of POS systems, our merchants have access to everything required to expand and strengthen operations.
Growing businesses need capital—and we make it easy!
Electronic Payments’ merchant financing makes it possible to access the working capital your business needs without the hassle. Whether you’re widening operations, hiring staff, or launching a marketing campaign, let us help you grow your business.
We offer a variety of fast, flexible, and affordable funding solutions tailored to your needs, including:
If you’re looking for a solution similar to a traditional loan, our small businesses loans may be a good fit. Approval is based on overall business performance, not just your credit score.
If your business accepts credit cards as payment, this funding solution could be right for you. Repayment is convenient as it’s made through a percentage of your future credit card sales.
Enjoy the flexibility to withdraw funds when you need them, incurring costs only on the funds withdrawn.
Access capital quickly while you’re waiting on approval for long-term funding with a bridge loan. Our customizable options reward you with a discounted fee for early repayment.
With our funding solutions, your business will benefit from:
Call us at 800-966-5520 to discuss your business financing options.
Learn more about the benefits of partnering with Electronic Payments for all your merchant services needs.
Tell Me More
Ordering supplies has never been easier!
Electronic Payments’ Merchant Advantage Program is an opt-in service that gives you access to:
*Unlimited paper supplies are based on number of transactions processed.
How to Protect Your Business and Customers from Credit Card Fraud
Payment Card Industry (PCI) compliance is a standard of security established for any business that processes credit cards. Whether you have a POS system, process payments over the phone or via a credit card terminal, or run an eCommerce website, PCI compliance is comprised of a series of best practices and minimum security protocols that must be observed to guard against fraud. To make the process easier, Electronic Payments assists our merchant partners in becoming fully complaint with PCI DSS (Data Security Standard) regardless of business size, method of card processing, or past experience with PCI compliance.
Since 2006, Electronic Payments has empowered petro and convenience store merchants to accept fuel payments, save money on credit card processing costs, and elevate customer service levels. Our pay-at-the-pump and in-store configurations offer more ways for customers to pay while increasing speed of service.
With our Free Terminal Program, you can update your outdated equipment with the latest technology—and save money on your payment processing. Plus, enjoy a compliant solution with support for dual pricing! The program includes Valor PayTech’s VL100, featuring:
This versatile solution integrates Electronic Payments’ affordable payment processing with 600+ POS and ERC systems, as well as electronic cash register systems. You don’t need to switch your current system to take advantage of our low-cost credit card processing rates backed by U.S.-based, in-house technical support available 24/7.
"We're extremely happy with the services we get from Electronic Payments. We've never had any issues and no one has been able to beat the rates they're able to provide."
Dennis, Cole’s Postal Center
"I used to ask our staff to call me if they ever had questions regarding our former payments system. Our old phone support was just too expensive, so I had to fill the role to diminish operating costs. Now, everyone knows the Electronic Payments Technical Support team is on standby 24/7, without a bill attached. The added peace of mind is priceless!"
Cathy, Owner of 5 O'Clock Somewhere
"I like the high level of customer service and support I receive. It’s so nice not to have to stress about calling for help when I need it."
Terra, Owner of Agate Electrolysis
"Since partnering with Electronic Payments, my effective rate has dropped to nearly half a percent! These savings have improved my cash flow and increased my revenue, allowing me to invest in growing my business."
Dawn, Owner of Chestnut Ridge Sewing
Online businesses need to be on the lookout to prevent credit card fraud and protect their profit...
View a list of 20 key benefits a point of sale offers entrepreneurs, from saving time and reducin...
Chargebacks are increasing for all types of merchants. While it’s impossible to avoid chargebacks...
Have you ever felt that your concerns were not heard? Or your needs were not met? Or you were let down? Or, have you been overly impressed? Pleased with a tech support call resolution? Or had an awesome experience with one of our sales representative, ISO Offices, or Relationship Managers?
It can sometimes be difficult to get an answer or a sensitive ear for an issue you may be having. Or, you may just need help reaching the right department. Who handles paper shipments? Who programs my equipment? What if I don't like my sales rep? How do I reach your CEO? Sometimes, it just helps having a direct email address which goes to a person that can "get the job done."
The Ombudsman is a position at Electronic Payments that is your conduit to the proper channels and persons that can field your request, answer your need, and receive your compliment. Fill out the form below and we'll try our very best to assist you as quickly as we can.
Comments, compliments, criticisms and problems... Please don't hesitate to let us know!
We're human, promise! And your issue is important to us. While this is an auto-response, a real human has received this email and will direct it to the right department so you can get the attention necessary to help with your request. We'll be in touch soon. In the meantime, here are several avenues of help we offer:
Technical Support Help Desk (24/7):(800) 966-5520 Option 3
Merchant Support Center:www.merchantsupportcenter.com
Customer Service (M-F, 9am - 6pm EST):(800) 966-5520 Option 4
POS Help Center:help.exatouch.com
Talk to you soon,The Electronic Payments Team
Copyright© Electronic Payments, Inc. All Rights Reserved
Electronic Payments is a registered Independent Sales Organization of Wells Fargo Bank, N.A., Concord, CA and Westamerica Bank, Santa Rosa, CA. Electronic Payments is a Registered MasterCard© TPP
American Express may require separate approval.