Electronic Payments

Value-Added Tools & Services

Electronic Payments offers value-added tools, services, and programs that business owners like you need to save time and money. From different types of merchant financing to credit card processing solutions that integrate with eCommerce shopping carts and hundreds of POS systems, our merchants have access to everything required to expand and strengthen operations.

Merchant Financing

Growing businesses need capital—and we make it easy!

Electronic Payments’ merchant financing makes it possible to access the working capital your business needs without the hassle. Whether you’re widening operations, hiring staff, or launching a marketing campaign, let us help you grow your business.

We offer a variety of fast, flexible, and affordable funding solutions tailored to your needs, including:


Small Business Loans

If you’re looking for a solution similar to a traditional loan, our small businesses loans may be a good fit. Approval is based on overall business performance, not just your credit score.


Business Cash Advances

If your business accepts credit cards as payment, this funding solution could be right for you. Repayment is convenient as it’s made through a percentage of your future credit card sales.


Lines of Credit

Enjoy the flexibility to withdraw funds when you need them, incurring costs only on the funds withdrawn.


Bridge Loans

Access capital quickly while you’re waiting on approval for long-term funding with a bridge loan. Our customizable options reward you with a discounted fee for early repayment.


With our funding solutions, your business will benefit from:

  • A simple application and approval process
  • Approvals based on overall business performance, not just credit scores
  • Quick and convenient funding deposited directly into your bank account
  • Low-cost options and terms for qualifying businesses
  • And much more

Call us at 800-966-5520 to discuss your business financing options.

Learn more about the benefits of partnering with Electronic Payments for all your merchant services needs.

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Merchant Advantage Program

Ordering supplies has never been easier!

Electronic Payments’ Merchant Advantage Program is an opt-in service that gives you access to:

  • Unlimited terminal receipt paper*
  • Unlimited stickers
  • Check presenters and tip trays
  • PCI compliance updates
  • A terminal warranty
  • FREE FedEx ground shipping on all supplies
  • And more!

*Unlimited paper supplies are based on number of transactions processed.

PCI Compliance

How to Protect Your Business and Customers from Credit Card Fraud

Payment Card Industry (PCI) compliance is a standard of security established for any business that processes credit cards. Whether you have a POS system, process payments over the phone or via a credit card terminal, or run an eCommerce website, PCI compliance is comprised of a series of best practices and minimum security protocols that must be observed to guard against fraud. To make the process easier, Electronic Payments assists our merchant partners in becoming fully complaint with PCI DSS (Data Security Standard) regardless of business size, method of card processing, or past experience with PCI compliance.

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Since 2006, Electronic Payments has empowered petro and convenience store merchants to accept fuel payments, save money on credit card processing costs, and elevate customer service levels. Our pay-at-the-pump and in-store configurations offer more ways for customers to pay while increasing speed of service.

  • Fleet card acceptance
  • Next day funding on WEX® and Voyager®
  • Fast payment authorization and support for high transaction volume
  • PCI compliant solutions minimize fraud and risk


Free Terminal Program

With our Free Terminal Program, you can update your outdated equipment with the latest technology—and save money on your payment processing. Plus, enjoy a compliant solution with support for dual pricing! The program includes Valor PayTech’s VL100, featuring:

  • Support for dual pricing
  • EMV and contactless transactions with tip adjust
  • Signature capture, plus text, email & print receipts
  • A 3.5″ touchscreen color display that shows full transaction details



This versatile solution integrates Electronic Payments’ affordable payment processing with 600+ POS and ERC systems, as well as electronic cash register systems. You don’t need to switch your current system to take advantage of our low-cost credit card processing rates backed by U.S.-based, in-house technical support available 24/7.

  • Secure, affordable payment processing
  • Free gift card processing with
  • Hardware-agnostic with support for dozens of plug-and-play, EMV-ready payment devices
  • Datacap’s portal has a dashboard with real-time reports

Datacap Merchant

Merchants Love Working With Us!

"We're extremely happy with the services we get from Electronic Payments. We've never had any issues and no one has been able to beat the rates they're able to provide."

Dennis, Cole’s Postal Center


"I used to ask our staff to call me if they ever had questions regarding our former payments system. Our old phone support was just too expensive, so I had to fill the role to diminish operating costs. Now, everyone knows the Electronic Payments Technical Support team is on standby 24/7, without a bill attached. The added peace of mind is priceless!"

Cathy, Owner of 5 O'Clock Somewhere


"I like the high level of customer service and support I receive. It’s so nice not to have to stress about calling for help when I need it."

Terra, Owner of Agate Electrolysis


"Since partnering with Electronic Payments, my effective rate has dropped to nearly half a percent! These savings have improved my cash flow and increased my revenue, allowing me to invest in growing my business."

Dawn, Owner of Chestnut Ridge Sewing


Additional Resources

Simple Fraud Prevention Tools & Tips for Online Businesses
June 15, 2021
Simple Fraud Prevention Tools & Tips for Online Businesses

Online businesses need to be on the lookout to prevent credit card fraud and protect their profit...

15 Benefits of a POS System
May 8, 2023
15 Benefits of a POS System

A POS, or point of sale, system is the backbone of your store operations. Learn 15 benefits of PO...

Chargebacks Are on the Rise: Learn What You Can Do
April 25, 2023
Chargebacks Are on the Rise: Learn What You Can Do

Chargebacks are increasing for all types of merchants. Here’s what to do when you receive one—and...