Electronic Payments

Value-Added Tools & Services

Electronic Payments offers value-added tools, services, and programs that business owners like you need to save time and money. From different types of merchant financing to credit card processing solutions that integrate with eCommerce shopping carts and hundreds of POS systems, our merchants have access to everything required to expand and strengthen operations.

EPI Capital

Growing businesses need capital—and we make it easy!

Make your business goals a reality with funding from Electronic Payments Capital and our finance partner, YouLend! As a business owner, you know that commercial funding solutions are oftentimes difficult to obtain. That’s why we offer revenue-based financing that’s quick, affordable, and gives you access to flexible funding alternatives that allow you to repay as you earn!

Why Electronic Payments Capital?


Receive a pre-qualified, no-obligation offer within 24 hours


Get immediate capital–up to 2x your monthly sales


All funding is based on your payment processing volume–you don’t need collateral to secure funding!


Enjoy flexible, automatic repayment based on the ebbs and flows of your business


With a simple application form and terms, it’s never been easier to infuse your business with immediate capital. Whether you’re looking to purchase inventory, upgrade your storefront, hire staff, or even fund new equipment and business tools, we can make your business plan a reality.

With our funding solutions, your business will benefit from:

  • A Simple Application and Approval ProcessReceive a decision offer within 24 hours of applying
  • Flexible FinancingFunding from $3k-$100k
  • Fast FundingFunds received within 2 business days after approval!
  • Price CertaintyPay a fixed percentage of your daily sales, repaid from credit card revenues
  • No Hidden FeesYou won’t be hit with any additional charges or upfront costs

How Does it Work?


Apply online within minutes

Our simple application form is quick and simple to complete, and you’ll hear back within 24 hours!


Get your funds

Once approved, you’ll receive your funds within two business days.


Repay as you earn

Automatically pay back your funds through a fixed percentage of your credit card sales.

Apply now!

Call us at 800-966-5520 to discuss your business financing goals.

Learn more about the benefits of partnering with Electronic Payments for all your merchant services needs.

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Merchant Advantage Program

Ordering supplies has never been easier!

Electronic Payments’ Merchant Advantage Program is an opt-in service that gives you access to:

  • Unlimited terminal receipt paper*
  • Unlimited stickers
  • Check presenters and tip trays
  • PCI compliance updates
  • A terminal warranty
  • FREE FedEx ground shipping on all supplies
  • And more!

*Unlimited paper supplies are based on number of transactions processed.

PCI Compliance

How to Protect Your Business and Customers from Credit Card Fraud

Payment Card Industry (PCI) compliance is a standard of security established for any business that processes credit cards. Whether you have a POS system, process payments over the phone or via a credit card terminal, or run an eCommerce website, PCI compliance is comprised of a series of best practices and minimum security protocols that must be observed to guard against fraud. To make the process easier, Electronic Payments assists our merchant partners in becoming fully complaint with PCI DSS (Data Security Standard) regardless of business size, method of card processing, or past experience with PCI compliance.

Learn More


Since 2006, Electronic Payments has empowered petro and convenience store merchants to accept fuel payments, save money on credit card processing costs, and elevate customer service levels. Our pay-at-the-pump and in-store configurations offer more ways for customers to pay while increasing speed of service.

  • Fleet card acceptance
  • Next day funding on WEX® and Voyager®
  • Fast payment authorization and support for high transaction volume
  • PCI compliant solutions minimize fraud and risk


Free Terminal Program

With our Free Terminal Program, you can update your outdated equipment with the latest technology—and save money on your payment processing. Plus, enjoy a compliant solution with support for dual pricing! The program includes Valor PayTech’s VL100, featuring:

  • Support for dual pricing
  • EMV and contactless transactions with tip adjust
  • Signature capture, plus text, email & print receipts
  • A 3.5″ touchscreen color display that shows full transaction details



This versatile solution integrates Electronic Payments’ affordable payment processing with 600+ POS and ERC systems, as well as electronic cash register systems. You don’t need to switch your current system to take advantage of our low-cost credit card processing rates backed by U.S.-based, in-house technical support available 24/7.

  • Secure, affordable payment processing
  • Free gift card processing with
  • Hardware-agnostic with support for dozens of plug-and-play, EMV-ready payment devices
  • Datacap’s portal has a dashboard with real-time reports

Datacap Merchant

Merchants Love Working With Us!

"We're extremely happy with the services we get from Electronic Payments. We've never had any issues and no one has been able to beat the rates they're able to provide."

Dennis, Cole’s Postal Center


"I used to ask our staff to call me if they ever had questions regarding our former payments system. Our old phone support was just too expensive, so I had to fill the role to diminish operating costs. Now, everyone knows the Electronic Payments Technical Support team is on standby 24/7, without a bill attached. The added peace of mind is priceless!"

Cathy, Owner of 5 O'Clock Somewhere


"I like the high level of customer service and support I receive. It’s so nice not to have to stress about calling for help when I need it."

Terra, Owner of Agate Electrolysis


"Since partnering with Electronic Payments, my effective rate has dropped to nearly half a percent! These savings have improved my cash flow and increased my revenue, allowing me to invest in growing my business."

Dawn, Owner of Chestnut Ridge Sewing


Additional Resources

15 Benefits of a POS System
May 8, 2023
15 Benefits of a POS System

A POS, or point of sale, system is the backbone of your store operations. Learn 15 benefits of PO...

Simple Fraud Prevention Tools & Tips for Online Businesses
June 15, 2021
Simple Fraud Prevention Tools & Tips for Online Businesses

Online businesses need to be on the lookout to prevent credit card fraud and protect their profit...

Chargebacks Are on the Rise: Learn What You Can Do
April 25, 2023
Chargebacks Are on the Rise: Learn What You Can Do

Chargebacks are increasing for all types of merchants. Here’s what to do when you receive one—and...