We’re a cutting-edge financial technology company encompassing point of sale, payment processing, and so much more, including our in-house processing platform, Cygma®.
Modern payment and point of sale technology for all types of businesses
Partnership programs custom-built to your needs and situation
Browse educational articles, EPI news, and case studies to learn more about payment processing.
Cygma, EPI’s proprietary frontend authorization network and backend clearing platform, supports all the major card schemes and processes credit, debit, prepaid, and EBT transactions. In addition to the Tier I card schemes, regional debit networks are fully supported via Gateway bridge to the various regional debit networks.
Cygma has a host of JSON and RESTful APIs which enable your POS, software application, mobile app, website, or other project to connect directly with an authorization host. Semi-integrated terminal applications are also available which give your project instant payments ennoblement including EMV and contactless capabilities.
Is your ISO ready for a direct bank and processor relationship? Through our bank partners, Cygma can enable your ISO with direct bank sponsorship and a dedicated BIN/ICA relationship with sponsorship into the four major card schemes plus pin-debit and EBT processing. You can control the management of your portfolio from risk, underwriting, account boarding, deployment, customer service and tech support and establish yourself as a full service ISO/MSP.
Build for speed, Cygma has one of the fastest authorization processing speeds of any platform today.
Cygma supports the latest frontend authorization modes and backend clearing levels including Level III processing for B2B, B2G savings.
The Cygma backend settlement platform is optimized to save your merchants money through enhanced Interchange optimization built automatically into the clearing process.
With late batch cut times, Cygma offers merchants near real-time payment processing in actual batches with deposits in as few as 5 hours from cutoff.
Develop your payment hook onto the Cygma frontend and ProCharge gateway for the best merchant experience.
Cygma uses the latest technology and security to ensure your data is secure.
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Merchant Support Center:www.merchantsupportcenter.com
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POS Help Center:help.exatouch.com
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